A unique opportunity awaits to acquire an exceptional residence Where the HOA Covers Exterior Home Insurance! --a beautifully crafted waterfront home with 3 bedrooms, 3 and a half bathrooms, featuring a charming loft, an elegant office, and a touch of luxury throughout. Situated in the secure Cypress Island guard-gated community, this property embodies the epitome of refined waterfront living. Experience grandeur with an open floor plan, 20-foot ceilings, panoramic water views, and designer details in every corner. The renovated kitchen seamlessly blends modern elegance with functionality.