No HOA. Buyer may try to qualify and assume 5.75% FHA mortgage rate. Tastefully updated Palmetto Bay 3 bedroom + large DEN/2 bathroom pool home with space for your boat or RV. Large covered backyard terrace. Generac generator to power the entire home. New chef's kitchen ideal for entertaining. New solid wood soft close cabinets, new smart stainless steel appliances, quartz counter tops and backsplash, stove with built in air fryer, second stove with convection. All windows, garage, and doors are hurricane impact. Electric smart blackout shades on all windows. New water heater, new AC and ducts, new smart washer & dryer, GE water filtration system. Yard is fenced in with mature trees: 2 mango, 2 lychee, 1 Chinese plum tree, & 1 mulberry. Close to Palmetto Bay Park and the marina.