End unit in Ocean Bay Villas--Hutchinson Island's premier gated community. Just steps from the beach and Indian River Lagoon! This 3-story home features a private elevator, 2023 A/C, and an updated kitchen with quartz counters. Light, neutral decor and plantation shutters throughout. Enjoy impact windows, 3 balconies with palm tree views, a 2-car garage, and spacious top-floor primary retreat. Perfect as a full-time beach home, vacation getaway, or income-producing rental with owner lock-out closets. Pet-friendly community and can rent immediately--up to 6x/year, 1-month min. Close to pool, hot tub, fitness center, and downtown Jensen & Stuart!