Welcome to 107 Ocean Cay Way! This beautifully updated 3-bedroom, 2.5-bath townhome offers a versatile first-floor flex space that can easily serve as a 4th bedroom, home office, gym, or den. The updated kitchen features granite countertops, while the bathrooms have been upgraded with elegant quartz countertops. Enjoy spacious living areas, modern finishes, and a thoughtfully designed floor plan. Located in the desirable Ocean Cay community, residents enjoy one of the lowest HOA fees on the Intracoastal, along with access to the community's own private beach, community amenities and a prime location near public beaches, shopping, dining, and major highways. NO CREDIT SCORE REQUIREMENT AND NO MINIMUM DOWN PAYMENT REQUIRED FOR FINANCING.